North Carolina:
Loans we make in NC are made pursuant to the NC Consumer Finance Act. The fees, rates, maturities, and amounts we use are set in accordance with this act. Please view the entire act here for additional information:
https://www.ncleg.net/enactedlegislation/statutes/html/byarticle/chapter_53/article_15.html
South Carolina:
Loans we make in SC are made pursuant to the SC Consumer Protection Code. The fees, rates, maturities, and amounts we use are set in accordance with this regulation. Please view the entire code here for additional information:
https://www.scstatehouse.gov/code/t37c003.php